July 8, 2005
Ms. Sandra B. Grasso
Credit Technologies
Three Bala Plaza, Suite 500
Bala Cynwyd, PA 19004

Dear Ms. Grasso:
　　Thank you for interviewing me at Credit Technologies. I was impressed with the company and the type of banking services the corporation provides.
　　Your comments gave me a good understanding of the business and your expectations for the attorney you are seeking. I am confident that my background and experience in banking law and my ability to analyze statutes and regulations in detail could be useful to Credit Technologies. If you were to offer me this position, I believe that I could provide services that would meet the high standards of your corporation.
　　I look forward to talking again with you soon.

Very truly yours,
Richard T. Hamilton

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